Why financial coaching?
Lose debt and gain a life free of financial stress....
The American Psychological Association’s Stress in America 2022 survey revealed money for 66% of adults is a top stressor, and 57% state current expenses, like rent and food, is their major source of money-related stress.
Creditors and collections....
Financial reports reveal as of 2024, about 73,260,000 consumers in the U.S. with a credit file have their debt in third-party collections, with a significant increase in credit card and auto loan delinquencies. A waraning that not all collection agencies or people are honorable in their practices, which can add even more stress.
Relationships....
Analysis of divorce statistics show approximately 22% of all divorces (198,000 of 900,000 divorces) in 2024 were caused by money problems. This means that for every 10 marriages that end in divorce, 4 are because of money. Additionally, in the U.S., 7 out of 10 couples have mild disagreements to intense arguments about finances.
The change in direction starts with you....
By evaluating your relationship with money and making changes, you can begin to create your financial roadmap. But it can only begin when married couples mutually agree, and singles also decide to work on their money relationship as the first step in the journey to living a life debt free. Believe in yourselves because you can have a healthier financial life!